Bankruptcy Frequently Asked Questions

Chapter 7

• What is Chapter 7?

• Is filing bankruptcy more difficult since Congress changed the laws in 2005?

• Will I lose my home if I file?

• Will I have to testify in court?

• What does “reaffirmation” mean?

• What’s the first step I should take if I decide to file bankruptcy?

• What sort of paperwork do I need to provide my attorney with?

• Do I need to take any sort of classes as part of the bankruptcy?

• My name is on the title to my son’s car, but it’s really his car, do I have
  to list the car in my bankruptcy?

• Okay, what if I just take my name off the car title and put it in my son’s
  name, do I have to list it then?

• Will a chapter 7 stop a foreclosure?

• I just got married and all the debts we have are mine from before the
  marriage. Can I file as an individual or does my spouse have to be part of
  the bankruptcy?

 

Chapter 13

• What is Chapter 13?

• Do I have to appear before a judge?

• What happens after my 341 meeting?

• How long will I have to pay off my debt?

• Can I pay if off early?

• What’s the first step in filing Chapter 13 bankruptcy?

• Will the Trustee take any of my property in a Chapter 13?

• Will a Chapter 13 stop a foreclosure?

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The information contained on this site is not intended to be relied on, or used as a substitute for actual legal counsel in regard to any of the matters discussed.  Although every effort has been made to provide accurate information, the laws change constantly and all operators and providers of this site, including the authors, Attorney Darryl Garner and The Garner Law Firm, specifically disclaim any liability or warranty for the accuracy, or currency of the information contained.  If you find yourself confronted with any of these issues, you should retain the services of an experienced attorney to discuss the specific facts and circumstances of your case. USE OF THIS SITE DOES NOT CONSTITUTE OR CREATE AN ATTORNEY CLIENT RELATIONSHIP.

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